Payday Loan
A bit short this month? If you need a cash Payday Loan until your next payday, you can use our handy Payday Loan service to get a cash advance against a personal cheque.
Thousands of people every single month are finding that their cash runs out before the next time they get paid.
If this has happened to you in the past, you’ll know how frustrating - and even worrying - it can be. We all need money to survive, and yet no matter how hard we try there always seem to be times when we just can’t make ends meet. A Payday Loan would be fantastic at times like this, but what company will agree to that? There aren’t very many, and it can be embarrassing to even ask!
Even people who budget carefully every month get into this pickle from time to time. It doesn’t matter what you earn; an unexpected event can always knock you off financial balance. Supposing you rely on your car to get you to work and it needs an urgent repair - but you can’t afford to pay for it until payday?
If you ever find yourself in this situation, call in at Cash Converters and we’ll solve the problem for you with our Payday Loan service. It’s ideal for solving just this kind of problem if you have a full time job and a bank account.
So how does it work?
A Payday Loan enables you to get hold of some of the money you would normally get on your usual payday. You write out a cheque to us, and we can cash it on the spot for you - giving you access to much needed funds as a Payday Loan.
You might be wondering how this Payday Loan can help you though. After all, we will still cash the cheque won’t we?
Well yes we do, but not until AFTER you have received your monthly (or weekly) payday. All this is agreed with you in advance so you’ll know exactly where you stand with Cash Converters' Payday Loan service. The fee you will pay for this service grants you access to the money you need, and gives you the peace of mind you are after.
Just imagine the worry and stress our Payday Loan service could save you from. Even if you don’t need to use it at the moment, you can still keep it in mind for future occasions when you might just need a Payday Loan to keep you from relying on that credit card again.
As you can see, this is a great way of making sure you manage your money easily - even when things don’t go quite to plan. Do you need a little extra cash to tide you over that last tricky week before you get paid? No problem - you can count on Cash Converters to help you out.
No matter why you need the extra cash, our Payday Loan service will enable you to manage your finances more easily - even when you are still a long way away from payday. Don’t worry about not being able to pay that bill on time any more - let Cash Converters help you sort it out.
Get instant cash today!
Here's how Payday Loan works:
- Take your chequebook into our store and make out the cheque in front of a member of staff as directed.
- We will then cash your cheque to the value stated, minus a service charge which will apply.
- To allow time for your wages/cheques to clear in your account, we will not present your cheque to our bank until the day requested by yourself, up to a maximum of 28 days.
- Please note that there are various restrictions on our Payday Loan, Salary Advance service, in addition to those mentioned here.
Here's what you need:
- You must have a bank or building society account.
- You must be over 18 years old.
- You must produce three documents of identification, including driving licence, passport or similar.
- You must also bring your chequebook and a valid cheque guarantee card.
If you would like to know more, please find your nearest store and speak to our helpful and friendly staff, who will be more than happy to give you all the information you need.